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The $25 Billion Mortgage Settlement Shake Up & The Other 50%

by Fatima Khokhar | Apr 16, 2012 | Banking And Finance, Fannie, Freddie and the Fed

Distressed home loan borrowers are set to receive some level of financial relief as the national mortgage settlement filed in February in federal court demanded $ 25 billion in compensation from the top five big and bad mortgage service banks; Bank of America, Ally...

Public & Private Mortgage Parts; Fed Bows Out and Bankers Swoop In

by Fatima Khokhar | Oct 3, 2011 | Banking And Finance, Fannie, Freddie and the Fed, Naples Area Market Conditions

The federal government has stuck to their guns to support the reduction of home mortgage loans that they are willing to purchase.   The new loan limits as of October 1, 2011 reduces the federal government’s stake in the mortgage market and revitalizes the role of...

Like Sands through the Hourglass….So are the Days of Jumbo Loan Mortgages

by Fatima Khokhar | May 2, 2011 | Buzz Around Naples

Are Naples area buyers aware that on October 1, 2011 Fannie Mae and Freddie Mac will reduce the maximum mortgage loan amounts from $729,750 to $ 625,000? The end result; a borrower seeking a government-backed mortgage for a $ 1-million property will be required to...

FANNINE-ING the FLAMES FOR BUYER BASED INCENTIVES

by Fatima Khokhar | Apr 16, 2011 | Buzz Around Naples, Fannie, Freddie and the Fed

Fannie Mae has launched a special offer for buyers who purchase a Fannie Mae owned home.  Purchasers will qualify for up to 3.5% in closing cost assistance provided they meet the following qualifications: Buyers submit the initial offer after April 11, 2011 and close...

“Recovery to Normalcy” NAR Chief Economist view on Housing and Economy in 2011

by Fatima Khokhar | Feb 25, 2011 | Banking And Finance, Buzz Around Naples, Naples Area Market Conditions

Earlier this week in Naples, Chief Economist for The National Association of Realtors, Dr. Lawence Yun presented his housing and economic outlook for 2011.  Naples Meridian commentary regarding the recent political unrest in the Middle East and its economic effects...

No Mumbo Jumbo, Big Ticket Loans Are Back

by Fatima Khokhar | Nov 16, 2010 | Banking And Finance, Fannie, Freddie and the Fed, Naples Area Market Conditions

The credit crisis annihilated the jumbo loan market.  Banks simply stopped making loans available for “expensive” homes”.  Jumbo mortgages by definition are those that are too big to be bought by government-backed agencies, such as Fannie Mae and Freddie Mac.  The...

Foreclosure Frenzy : A Recap of the Issues & its Impact

by Fatima Khokhar | Oct 19, 2010 | Banking And Finance, Fannie, Freddie and the Fed, Naples Area Market Conditions

WASHINGTON – Oct. 18, 2010 – Recent revelations about mortgage lenders filing possibly faulty court papers to foreclose on homes has sparked a public outcry and called into question tens of thousands of foreclosures. Q: How did this come to light? A: Lawyers for...

Low Appraisals a Thorn in our Side? Not Necessarily if we Engage the Locals..

by Fatima Khokhar | Oct 4, 2010 | Banking And Finance, Naples Area Market Conditions

Since the housing bubble burst, appraisers have come under intense pressure for failing to account for actual market conditions. And while a new home valuation code of conduct was enacted in 2008 by Fannie Mae and Freddie Mac, controversy over home values still...

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